eMaisha Pay | Digital Trade Financing for Agro-Exporters

Structured Trade Financing

Export More. No Land Titles Needed.

Digitize your supply chain. Unlock financing backed by trade data, not property.

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Digital Collateral Score

92%

500+ Farmers Active

Avg. financing wait

60+ days

Why Property Shouldn't Gate Growth

45–60 Day Cash Gap

Buyers pay late, suppliers need cash now.

Banks Want Land

Trade contracts don't count as collateral.

Fewer Containers

No financing means missed export contracts.

Supplier Churn

Late payments break trust in your chain.

4 Steps to Digital Collateral

01

Onboard Suppliers

Register farmers & cooperatives with full KYC digitally.

02

Digitize Payments

Bulk mobile money payouts that build your credit history.

03

Track Produce

Log deliveries, quantities & warehouse movement as data.

04

Unlock Financing

Submit purchase orders. Your trade flow becomes collateral.

Trade Volume

UGX 8.8M

+23% this month

Farmers Onboarded

1,247

+89 this week

Deliveries Tracked

3,482

+156 today

Collateral Score

A+

Strong credit profile

Everything to Structure Your Trade

Live Dashboard

Real-time wallet, payouts, farmers & produce volumes.

Bulk Payments

Pay hundreds of suppliers via mobile money in one click.

Produce Tracking

Log crops by type, quantity, quality across seasons.

PO Financing

Upload POs, get financing tied to trade — not land.

Record & Report

Every delivery logged. Full audit trail for lenders.

Supplier Network

Full KYC, card issuance & cooperative management.

Trusted by 500+ agro-exporters across East Africa

Physical vs Digital Collateral

Old Way

"If I fail, sell my property"

Limited volume

Cash stress

Bank frustration

Growth capped by land

eMaisha Way

"My trade flow proves I can pay"

More containers shipped

Predictable capital

Growth without land

Scalable credit

Structure Your Trade. Unlock Financing.

Your trade flow is your collateral. Let's prove it.

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