eMaisha Pay | Digital Trade Financing for Agro-Exporters
Structured Trade Financing
Export More. No Land Titles Needed.
Digitize your supply chain. Unlock financing backed by trade data, not property.
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Digital Collateral Score
92%
500+ Farmers Active
Avg. financing wait
60+ days
Why Property Shouldn't Gate Growth
45–60 Day Cash Gap
Buyers pay late, suppliers need cash now.
Banks Want Land
Trade contracts don't count as collateral.
Fewer Containers
No financing means missed export contracts.
Supplier Churn
Late payments break trust in your chain.
4 Steps to Digital Collateral
01
Onboard Suppliers
Register farmers & cooperatives with full KYC digitally.
02
Digitize Payments
Bulk mobile money payouts that build your credit history.
03
Track Produce
Log deliveries, quantities & warehouse movement as data.
04
Unlock Financing
Submit purchase orders. Your trade flow becomes collateral.
Trade Volume
UGX 8.8M
+23% this month
Farmers Onboarded
1,247
+89 this week
Deliveries Tracked
3,482
+156 today
Collateral Score
A+
Strong credit profile
Everything to Structure Your Trade
Live Dashboard
Real-time wallet, payouts, farmers & produce volumes.
Bulk Payments
Pay hundreds of suppliers via mobile money in one click.
Produce Tracking
Log crops by type, quantity, quality across seasons.
PO Financing
Upload POs, get financing tied to trade — not land.
Record & Report
Every delivery logged. Full audit trail for lenders.
Supplier Network
Full KYC, card issuance & cooperative management.
Trusted by 500+ agro-exporters across East Africa
Physical vs Digital Collateral
Old Way
"If I fail, sell my property"
Limited volume
Cash stress
Bank frustration
Growth capped by land
eMaisha Way
"My trade flow proves I can pay"
More containers shipped
Predictable capital
Growth without land
Scalable credit
Structure Your Trade. Unlock Financing.
Your trade flow is your collateral. Let's prove it.
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